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Washington Auto Insurance Requirements

State law in Washington requires that you have minimum Bodily Injury Liability of $25,000 per person - $50,000 per accident limit, and Property Damage limit of $10,000. This basic liability coverage is often referred to as 25/50/10 coverage.

Washington Insurance Coverage:
Bodily Injury Liability Limit Minimums: $25,000/$50,000
Property Damage Liability Limit Minimums: $10,000

Washington currently has a tort insurance system in place meaning there is always a person found at fault when an accident occurs. The person found at fault and there insurance company is responsible to pay for any damage incurred from the accident. Each state maintains it's own Tort Systems.

Uninsured/Underinsured Bodily Injury coverage protects you from injuries caused by an uninsured and/or underinsured motorist. In Washington you are not required to purchase this coverage, but you should consider it because it is so valuable.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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