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Oklahoma Automobile Insurance Requirements

You must maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $25,000 property damage limit by Oklahoma State Law.

Oklahoma Insurance Coverage
Bodily Injury $25,000/$50,000 - Minimum Limit Property Damage $25,000 - Minimum Limit

Oklahoma follows a Tort insurance system which means someone is always found at fault for causing an accident, that individual and their insurer is responsible to pay for all damages. Each individual state tort system may vary.

Uninsured/Underinsured Bodily Injury coverage protects you from injuries caused by an uninsured and/or underinsured motorist. In Oklahoma you are not required to purchase this coverage, but you should consider it because it is so valuable.

When getting a quote with QuoteMatcher.com, you will discover that our coverage page gives you the option to select coverages to match your individual needs, you can customize every deductible or limit. If you are unsure of a particular limit to choose, the option is always available to make a change before you buy your policy.

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