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Montana Automobile Insurance Requirements

You must maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $10,000 property damage limit by Montana State Law.

Montana Auto Insurance Coverage:
Limit Minimums - Bodily Injury $25,000/$50,000
Limit Minimum - Property Damage $10,000

Montana currently has a tort insurance system in place meaning there is always a person found at fault when an accident occurs. The person found at fault and there insurance company is responsible to pay for any damage incurred from the accident. Each state maintains it's own Tort Systems.

To protect you from injuries caused by an uninsured and/or underinsured driver. Uninsured/Underinsured Bodily Injury coverage is available. The state of Montana doesn't require drivers to purchase this coverage, but it should be consider because it is so valuable.

When getting a quote with QuoteMatcher.com, you will discover that our coverage page gives you the option to select coverages to match your individual needs, you can customize every deductible or limit. If you are unsure of a particular limit to choose, the option is always available to make a change before you buy your policy.

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