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Mississippi Auto Insurance Requirements

State law in Mississippi requires that you have minimum Bodily Injury Liability of $25,000 per person - $50,000 per accident limit, and Property Damage limit of $25,000. This basic liability coverage is often referred to as 25/50/25 coverage.

Mississippi Insurance Coverage:
Limit minimums - Bodily Injury $25,000/$50,000
Limit minimum - Property Damage $25,000

Mississippi follows a Tort insurance system which means someone is always found at fault for causing an accident, that individual and their insurer is responsible to pay for all damages. Each individual state tort system may vary.

To protect you from injuries caused by an uninsured and/or underinsured driver. Uninsured/Underinsured Bodily Injury coverage is available. The state of Mississippi doesn't require drivers to purchase this coverage, but it should be consider because it is so valuable.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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