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Kentucky Auto Insurance Requirements

In Kentucky it is required by state law that you maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $10,000 property damage limit.

Kentucky Insurance Coverage Limit Minimums:
Bodily Injury $25,000/$50,000 - Property Damage $10,000
*Personal Injury Protection $10,000
*Choice to buy based on the tort system or no-fault system

Kentucky is a Choice No-Fault system meaning upi have the option reject the No-Fault system and retain the right to sue (Tort system) for automobile related injury.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Alabama drivers, but it should be consider because it is such a valuable coverage.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particlular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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