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Iowa Auto Insurance Requirements

In Iowa it is required by state law that you maintain a minimum bodily injury liability limit of $20,000 per person, $40,000 per accident, and $15,000 property damage limit.

Iowa Insurance Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit

Iowa follows a Tort insurance system which means someone is always found at fault for causing an accident, that individual and their insurer is responsible to pay for all damages. Each individual state tort system may vary.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Iowa drivers, but it should be consider because it is such a valuable coverage.

When getting a quote with QuoteMatcher.com, you will discover that our coverage page gives you the option to select coverages to match your individual needs, you can customize every deductible or limit. If you are unsure of a particular limit to choose, the option is always available to make a change before you buy your policy.

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