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Idaho Automobile Insurance Requirements

You must maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $15,000 property damage limit by Idaho State Law.

Idaho Insurance Coverage:
Minimum Limit - Bodily Injury $25,000/$50,000
Minimum Limit - Property Damage $15,000


Idaho currently has a tort insurance system in place meaning there is always a person found at fault when an accident occurs. The person found at fault and there insurance company is responsible to pay for any damage incurred from the accident. Each state maintains it's own Tort Systems.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Idaho drivers, but it should be consider because it is such a valuable coverage.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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