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Hawaii Automobile Insurance Requirements

In Hawaii it is required by state law that you maintain a minimum bodily injury liability limit of $20,000 per person, $40,000 per accident, and $10,000 property damage limit.

Hawaii Insurance Coverage:
Limit Minimums - Bodily Injury $20,000/$40,000
Limit Minimum - Property Damage $25,000
Limit Minimum - Personal Injury Protection $10,000

Hawaii maintains a No-Fault Tort system meaning your insurance company will make payments for your injuries regardless of fault, up to a predetermined amount. Usually, you will fore go some of your rights to sue under a No-Fault Tort system. No-fault tort systems vary by state.

Personal Injury Protection (PIP) helps pay for medical expenses for you and your passengers. Hawaii law requires you to carry a minimum of $10,000 Personal Injury Protection coverage.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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