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Delaware Automobile Insurance Requirements

State law in Delaware requires that you have minimum Bodily Injury Liability of $15,000 per person - $30,000 per accident limit, and Property Damage limit of $10,000. This basic liability coverage is often referred to as 15/30/10 coverage.

Delaware Insurance Coverage:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit

Delaware maintains a tort insurance system meaning there is always someone at fault when an accident happens. The individual found at fault and there insurance provider are responsible to pay for all damages incurred from the accident. Tort systems vary by state.

Uninsured/Underinsured Bodily Injury coverage protects you from injuries caused by an uninsured and/or underinsured motorist. In Delaware you are not required to purchase this coverage, but you should consider it because it is so valuable.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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