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Arkansas Automobile Insurance Requirements

You must maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $25,000 property damage limit by Arkansas State Law.

Arkansas Insurance Coverage:
Limit minimums - Bodily Injury $25,000/$50,000
Minimum Limit - Property Damage $25,000

Arkansas maintains a tort insurance system meaning there is always someone at fault when an accident happens. The individual found at fault and their insurance provider are responsible to pay for all damages incurred from the accident. Tort systems vary by state.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Arkansas drivers, but it should be consider because it is such a valuable coverage.

When completing a quote with QuoteMatcher.com, you will find that our coverage page allows you the option to select coverages that match your personal needs, you can customize each and every deductible or limit. If you are uncertain of a particular limit to choose, you will always have the option to make a change to your coverages before you buy your policy.

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