Posts Tagged ‘Idaho auto insurance information’

Progressive Insurance Launches Social Responsibility Web Site

Saturday, March 6th, 2010

MAYFIELD VILLAGE, Ohio (BUSINESS WIRE) — Car insurance group Progressive is now formally reporting on its social responsibility efforts with a new Web site called “Progressive Together,” accessible at progressive.com/socialresponsibility.Progressive sees social responsibility as part of doing business in keeping with its Core Values, especially the Golden Rule–treating others as they would like to be treated.

This is the first time the company has pulled together all of its social responsibility activities into one place, but Progressive has been committed to acting in socially responsible ways since its founding in 1937.

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Site visitors can learn about:

– Achievements and goals around efforts to reduce, reuse and recycle to secure a sustainable future;

– Information on Progressive business practices aimed at driving positive changes in car insurance;

– Charitable activities and contributions of Progressive employees, agents, and other partners;

– Progressive’s Global Reporting Initiative scorecard and Carbon Disclosure Project report; and

– Information and resources on how site visitors can personally make a difference.

Quotes: Progressive Social Responsibility Manager Wanda Shippy “At Progressive, being socially responsible isn’t new–what’s new is that we’re now formally reporting on our social responsibility efforts. People are becoming more interested in what companies are doing in terms of the environment and the impact companies have in their communities. We launched “Progressive Together” to make it easy for people to get a clear picture of what we’re doing and how we work with others to make a difference.”

“We call our social responsibility site ‘Progressive Together’ because it reflects our commitment to work with our communities, business partners and customers to create a better future together. We want the site to be a place where people can see what we’re doing and also see ways they can get involved if they choose.”

About Progressive The Progressive Group of Insurance Companies, in business since 1937, is one of the country’s largest auto insurance groups, the largest seller of motorcycle policies, and a market leader in commercial auto insurance based on premiums written.

Click Here To Compare Free Auto Insurance Quotes

Progressive is committed to becoming consumers’ #1 choice for auto insurance by providing competitive rates and innovative products and services that meet drivers’ needs throughout their lifetimes, including superior online and in-person customer service, and best-in-class, 24-hour claims service, such as its concierge level of claims service available at service centers located in major metropolitan areas throughout the United States.

Progressive companies offer consumers choices in how to shop for, buy, and manage their auto insurance policies. Progressive offers its products, including personal and commercial auto, motorcycle, boat, and recreational vehicle insurance, through more than 30,000 independent insurance agencies throughout the U.S. and online and by phone directly from the Company. Personal auto products and prices are different when purchased directly from Progressive or through independent agencies. To find an agent or to get a quote, go to http://www.progressive.com. Progressive also has a branch that sells car insurance policies online in Australia at http://www.progressivedirect.com.au.

The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, are publicly traded at /quotes/comstock/13*!pgr/quotes/nls/pgr (PGR 17.28, 0.13, 0.76%) .

SOURCE: Progressive

Copyright Business Wire 2010

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Idaho Auto Insurance Frequently Asked Coverage Questions Part 1

Friday, February 12th, 2010

This information was gathered from the  Idaho Department of Insurance Website

Why do my rates go up every year?

The cost of motor vehicle insurance is of great concern to all. The rising fees on car repairs and the skyrocketing cost of medical care affect the total cost of car insurance, pushing premium rates up each year.

The biggest rise in recently has been in liability coverages. These coverages pay for bodily injury and property damage.  Legal costs are also part of the overall expense.

Auto insurance prices are based on many of factors. The rate you pay consists of a “base rate” + or -  amounts reflecting your gender, driving pattern, driving record, gender, marital status, vehicle type, and claims history. There is a different base price for each type of automobile and geographical area. While each  individual insurance company may differ in the amounts they assess for each factor, the major rating factors are fairly universal.

  • Your age: Stats show, as a group, drivers under age 30 and over 75 have more accidents than the general population. Therefor, these drivers in both of these classes are charged more, as well as families with young drivers in the household.
  • Your gender: Young men are also found involved in more accidents per miles driven than any group.  Idaho law allows Idaho Auto Insurance Insurers to charge on the basis of gender and age where the actual proof of differences in risk exists.
  • Your Vehicle: Generally, the more your car costs, the more you will pay for comprehensive and collision coverage.  Sports cars and high-performance vehicles tend to be involved in more accidents, have higher repair costs, and are more likely to be stolen, so they also cost more to insure.
  • Your location: The higher number of accidents in more populated areas will raise premiums, while higher theft rates in urban areas can raise your comprehensive premium. The law allows insurance companies to base your rate on your address (garaging territory), even if you drive to a more urban or rural area.
  • Driving patterns: The more miles you put on your vehicle, the higher your premiums will be. An automobile used for a total of 5,000 miles a year would normally have lower rates than a car driven 15,000 miles a year.
  • Driving record and claim history: Most auto insurance companies apply a surcharge to insureds who have been convicted of multiple traffic violations or in an accident . Also, the multiple claims may trigger higher rates.

Click this link to compare Idaho Auto Insurance Quotes.  One quick easy form to get multiple rates back from national insurance companies and local agents.

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Tort Insurance Means Guaranteed Responsibility in Idaho

Tuesday, December 1st, 2009

Auto insurance is a necessity for every driver that wants to protect themselves against the financial damages that an auto accident can cause. However, culpability is determined by several factors, not the least of which is the state’s tort law system in cases of automobile accidents.

Each state holds different levels of tort systems for auto accidents. In Idaho, the statute says that someone must be found at fault and their insurance company is required to pay the costs of damages to the other party. There is no “no-fault” option, which means that having car insurance is absolutely vital to anyone driving in the state of Idaho.

Without insurance, drivers found to be at fault in an accident are financially and legally obligated for damages, but an uninsured/underinsured motorist bodily injury coverage is available for Idaho auto insurance carriers and should be added in case the person at fault has no insurance and there are immediate damages, like medical bills or car repairs, that must be attended. It is crucial that any driver in Idaho be aware of the most vital aspects of Idaho auto insurance information when comparing Idaho auto insurance quotes.

Some important criteria for drivers researching Idaho auto insurance quotes:

  • You must maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $15,000 property damage limit by Idaho State Law.
  • Idaho Insurance Coverage:
    Minimum Limit – Bodily Injury $25,000/$50,000
    Minimum Limit – Property Damage $15,000

Quotematcher.com offers Idaho drivers the ability to quote several different Idaho auto insurance plans based on your specific criteria, taking into consideration the Idaho tort law stipulations.

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