Posts Tagged ‘home renters insurance’

Google Video World Most New Best Man Pic

Monday, January 25th, 2010

What’s with that title? Read the story to find out more.

diggPeople want to know how to get there story onto the front page of Digg. Digg is huge and if you make the front page, Digg can send you thousands of visitors. The title of this story contains the 8 Most dugg words on DIGG that aren’t filler words like the, to, of, ect…

Here is there order:

1 Pic

2 Video

3 New

4 World

5 Google

6 Best

7 Man

8 Most

If you want to get a complete list of dugg words Check This Out.

Let’s see how many times this page gets dugg and if it shows up on the front page of Digg.

This information was brought to you by QuoteMatcher.com where you can Compare Insurance Quotes, Compare Contractors and Compare Home Service Estimates.

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What No-Fault Auto Insurance Doesn’t Cover

Friday, January 22nd, 2010
No Fault Coverage

No Fault Coverage

In most states, the no-fault law specifically excludes property damage liability for damage that you cause to the property of others. If you are at fault in such anaccident, you will be held liable and can be sued for these losses.

Only in a limited number of states does the no-fault law extend some coverage to damage you may cause another driver’s automobile. Furthermore, even in these limited cases, property damage liability coverage does not extend to your car. You must
buy a separate collision coverage to take care of this risk.

You should be aware that this is just  general overview of no-fault laws governing insurance. For specific information about the no fault law and insurance in your state, contact your state insurance department. Most state insurance departments have written consumer information that will outline the specific limits and responsibilities for auto insurance in their state.

Complete a free auto insurance quote at QuoteMatcher.com and receive a free 12 page auto insurance buyers guide detailing and explaining multiple auto insurance coverage and car insurance discounts.

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Today’s Insurance Safety Tips – Cold Weather

Thursday, January 21st, 2010

It’s that time of the year again.  The chill creeps into you bones.  They also creep into the bones of you home and car.  Make sure to take some preventive measure to make sure you home and vehicle are in tip top shape.

You Home.  Make sure to turn off all water going to outside faucets as they may burst due to the cold.   If you have any pipes in outside soffits that you can get to make sure they are insulated.  Make sure outside gutters are clean.  In winter run off water can collect and freeze and if gutters are clogged it may cause water damage to roof and beams adjacent to the gutters and downspouts.

Car Maintenance.  Make sure your tire pressure is set correctly.  This helps with tire traction during cold weather.  Change your windshield washer fluid to a de-icer fluid during the winter.  This way it won’t freeze and you can use it to clear morning frost from your windshield.  Do a radiator flush changing your antifreeze this will help your car run better in cold weather.  Other things to consider is to keep a warm blank and some packaged food/snacks in the car in case you break down and need to stay the night.

As always if you are looking to save money on your insurance.  Take a look at Auto Insurance Quotes and Homeowners Insurance Quotes to compare rates from multiple companies by completing one simply form.

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Homeowners Insurance – How Much Do You Need?

Sunday, January 3rd, 2010

homeownerspicYour home is probably the biggest investment you’ll ever make, it makes sense to take measures to protect that valuable investment. The best way to safeguard your home investment is through homeowner’s insurance.

Don’t settle for just any homeowners insurance policy. Your home and your homes contents are unique and the amount of insurance you need depends on this and your personal requirements. But how much insurance is enough?

Here are a couple of ways for you to determine how much home owners insurance coverage is right for you:

Market value may not be enough

While it might be tempting to buy just enough homeowner’s insurance to cover the resale value of your home, this may be too low.

Your home’s market value may be very different than what is known as its “replacement cost.” The replacement cost of your home is the amount of money you would need to rebuild your home to its previous condition if a total loss were to occur.

In today’s real estate market property values are falling throughout the country.  Due to this it is more important to protect you home for what it will cost to rebuild your home.

Calculate the replacement cost

Your homeowner’s insurance company can calculate how much it will cost to rebuild your home based on the following:

  • Square footage of your home
  • Type and quality of your home’s construction
  • Any updates, special features or add-ons to your home
  • Quality and cost of materials used in your home

Personal liability coverage

Modern homeowner’s insurance policies also include personal liability and medical expense coverage.    There is usually a preset dollar amount of coverage for these two items so; you might want to consider purchasing a separate personal umbrella liability policy, which can offer additional protection.

An umbrella policy offers a higher level of liability coverage and ensures that you and your family’s assets will be protected if someone sues you for damages. Umbrella policies typically pay up to a predetermined limit, which is usually purchase in increments of $1 million.

Protect your valuables

If you have valuable jewelry, artwork or collectibles, you may want to opt for even more homeowner’s insurance coverage for additional protection. You may assume your valuables are fully covered by your homeowner’s insurance, but that’s not always the case.  To be safer it may be wise to schedule these items separately for there estimated worth

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Tenant Insurance Guide – Affordable Insurance Protection For Tenants Or Renters

Friday, October 2nd, 2009

Apartment insurance; mostly called apartment renters insurance by people. Tenants enjoy protection on their valuable home items using this insurance coverage.

It is true that many tenants make the mistake of believing that all damages are protected by the landlord?s insurance. It is important that you know that your landlord?s insurance will only protect damage done to the structure of the building. Tenant should therefore search and get the right renters insurance protection to cover their valuable possessions.

What Is Covered In Renters Insurance?

Tenants insurance provides coverage against these accidents:

? Fire breaks and bad fumes
? House content theft and destruction
? Destruction caused by water and flood
? Damage by wind, lightning and windstorm

Your renters cover policy will pay for damage to home valuables like:

? Personal Computers, TV sets and other home electronics
? Furnishing items
? Clothes in the home
? Your priced items
? Your electrical appliances and household wares.

Also added to the protection on your personal belongings, renter?s policies also takes care of your liability in the event that someone got injured in your home and decides to sue you. Also, most tenants? policies take care of your living expenses if you have to temporarily relocate from your home because of a disaster.

What you pay for renters insurance will gladden your heart. It is a joyous realization when renter discover that their insurance rates are very affordable.

Understanding the fact that renters insurance only pays for damage to your home contents and not the building, tenants end up paying as low as $160 every year.

Do you need quality and complete protection as a tenant? Let us connect you with trusted agents on our network. This will make it easier for you to compare various plans and their rates so you can select your ideal tenants’ insurance plan.

Where To Get and Compare Free Quotes For Renters From Leading Home Insurance Companies Nationwide?

Click Here: affordable home tenants insurance / cheap home tenants insurance

by Iyke Phelim

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