Posts Tagged ‘Home Owners Insurance’

Easy 2nd Income String For Realtors and Mortgage Reps

Friday, February 19th, 2010

Are you looking for a way to earn extra revenue while helping your clients and doing no extra work? Let me explain this very simple and exciting new program designed for Realtors to earn extra money.

We have designed a program that doesn’t cost you anything to take part, and once set up it works on auto pilot. You will be able to earn money and help your clients at the same time. This is a win-win every way you look at it.

Every Realtor knows that homeowners insurance is needed on every home purchase that has a mortgage. This is something that either the Realtor or the Mortgage rep has a conversation about with the client.

To read more or sign up for free go to:
http://www.quotematcher.com/affiliates/realtor.asp

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Google Video World Most New Best Man Pic

Monday, January 25th, 2010

What’s with that title? Read the story to find out more.

diggPeople want to know how to get there story onto the front page of Digg. Digg is huge and if you make the front page, Digg can send you thousands of visitors. The title of this story contains the 8 Most dugg words on DIGG that aren’t filler words like the, to, of, ect…

Here is there order:

1 Pic

2 Video

3 New

4 World

5 Google

6 Best

7 Man

8 Most

If you want to get a complete list of dugg words Check This Out.

Let’s see how many times this page gets dugg and if it shows up on the front page of Digg.

This information was brought to you by QuoteMatcher.com where you can Compare Insurance Quotes, Compare Contractors and Compare Home Service Estimates.

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Today’s Insurance Safety Tips – Cold Weather

Thursday, January 21st, 2010

It’s that time of the year again.  The chill creeps into you bones.  They also creep into the bones of you home and car.  Make sure to take some preventive measure to make sure you home and vehicle are in tip top shape.

You Home.  Make sure to turn off all water going to outside faucets as they may burst due to the cold.   If you have any pipes in outside soffits that you can get to make sure they are insulated.  Make sure outside gutters are clean.  In winter run off water can collect and freeze and if gutters are clogged it may cause water damage to roof and beams adjacent to the gutters and downspouts.

Car Maintenance.  Make sure your tire pressure is set correctly.  This helps with tire traction during cold weather.  Change your windshield washer fluid to a de-icer fluid during the winter.  This way it won’t freeze and you can use it to clear morning frost from your windshield.  Do a radiator flush changing your antifreeze this will help your car run better in cold weather.  Other things to consider is to keep a warm blank and some packaged food/snacks in the car in case you break down and need to stay the night.

As always if you are looking to save money on your insurance.  Take a look at Auto Insurance Quotes and Homeowners Insurance Quotes to compare rates from multiple companies by completing one simply form.

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Homeowners Insurance – How Much Do You Need?

Sunday, January 3rd, 2010

homeownerspicYour home is probably the biggest investment you’ll ever make, it makes sense to take measures to protect that valuable investment. The best way to safeguard your home investment is through homeowner’s insurance.

Don’t settle for just any homeowners insurance policy. Your home and your homes contents are unique and the amount of insurance you need depends on this and your personal requirements. But how much insurance is enough?

Here are a couple of ways for you to determine how much home owners insurance coverage is right for you:

Market value may not be enough

While it might be tempting to buy just enough homeowner’s insurance to cover the resale value of your home, this may be too low.

Your home’s market value may be very different than what is known as its “replacement cost.” The replacement cost of your home is the amount of money you would need to rebuild your home to its previous condition if a total loss were to occur.

In today’s real estate market property values are falling throughout the country.  Due to this it is more important to protect you home for what it will cost to rebuild your home.

Calculate the replacement cost

Your homeowner’s insurance company can calculate how much it will cost to rebuild your home based on the following:

  • Square footage of your home
  • Type and quality of your home’s construction
  • Any updates, special features or add-ons to your home
  • Quality and cost of materials used in your home

Personal liability coverage

Modern homeowner’s insurance policies also include personal liability and medical expense coverage.    There is usually a preset dollar amount of coverage for these two items so; you might want to consider purchasing a separate personal umbrella liability policy, which can offer additional protection.

An umbrella policy offers a higher level of liability coverage and ensures that you and your family’s assets will be protected if someone sues you for damages. Umbrella policies typically pay up to a predetermined limit, which is usually purchase in increments of $1 million.

Protect your valuables

If you have valuable jewelry, artwork or collectibles, you may want to opt for even more homeowner’s insurance coverage for additional protection. You may assume your valuables are fully covered by your homeowner’s insurance, but that’s not always the case.  To be safer it may be wise to schedule these items separately for there estimated worth

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2010 Business Options Improve with Affiliate Marketing For Realtors

Wednesday, December 16th, 2009

2009 is winding to a close, and many realtors are considering their 2010 options to increase their business. As the real estate market slowly crawls back towards viability, the prospects for the New Year are better than last years, but still not what could be called robust. Quotematcher is proud to offer our real estate partners a real estate income option to enhance their bottom line while giving them a unique service to provide their prospective clients that will also help to build their real estate business.

quotematcherlogo1. You Sign up as an Affiliate in our Program. Click Here
2. You provide your unique link to your clients.
3. They complete a quote YOU GET PAID.

Enhanced Service for Potential Clients

Realtors® know that homebuyers need to make home owners insurance research part of their home purchase, and it has often been the practice of Realtors® to suggest potential companies for their clients to use for their insurance needs. Quotematcher’s Realtor Affiliate Marketing takes this process to the next level by allowing our real estate partners the ability to supply their clients a one-stop-shop for homeowners insurance where they can compare quotes and policy options from multiple homeowners’ insurance vendors at once. It saves the homebuyers time and allows the realtor to benefit from the affiliate marketing benefits.

Better Service = Easy Income

By offering this easy-to-use and unique service to real estate buyers, every Affiliate Marketing real estate partner with QuoteMatcher has the potential to increase their real estate business. For every registration on the site made through their affiliate marketing account, they will reap the financial benefits of the only Two-Tier affiliate marketing program in the industry.  Learn more about the affiliate marketing benefits here.

By suggesting that their fellow realtors register as affiliates with Quotematcher.com, our real estate partners have the added benefit of second-tier income, which is unique to the this type of affiliate marketing. It’ a win-win for our real estate partners and their potential clients.

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Homeowners Insurance and Structural Damage Due To Pests

Tuesday, November 10th, 2009

Home Owners insurance provides protection to your home in case of loss due to perils except those specifically excluded in the homeowner’s insurance policy. Huh, okay let me explain, a home owners insurance policy will list what causes of damage will be cover under the policy terms. For example fire is a peril that is covered under your homeowners insurance. There are many perils that are covered under current home owners insurance policies; windstorm, vandalism, smoke damage and theft just to name a few.

There are two major situations that may occur that can cause extreme damage to you home that will not be covered under your homeowner’s insurance policy. They are flood and structural damage to your home due to pest. Both come with there own solution, which are very different from one another. To protect your home against flood damage all you need to do is purchase a separate policy that protects against flood. There is no such policy you can purchase from an insurance company to protect you against damage due to pests.

The two most common culprits of structural damage from pest to homes are termites and carpenter ants. Both literally eat your home. They will start with your seal board that separates the foundation of your home and the main structure. Once they start eating that they will proceed to eat the interior walls of your home. This can cause your home to collapse if not rectified in a timely manner.

The best solution to help protect against structural damage due to pests is to regularly monitor the framework of your home and check for signs of infestation. This is easily noticeable if beams in your basement or crawl space are viewable. You will notice what looks like tracks in the wood. If you press a pencil against the wood, the wood will seem like a putty. If you are unsure the best solution is to receive a free pest control inspection from a local extermination company. In the spring you may also notice swarms of termites that are flying around.

The reason insurance companies don’t protect against structural damage due to pest is because the damage isn’t caused from a single catastrophic event such as a fire or windstorm. There view is that pest damage is a sign of neglect on the homeowner over a long period of time.

To be safe and to protect your home from all disasters make sure to compare homeowners insurance quotes and coverage and also get pest control estimates from local exterminators.

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