Idaho Liability Insurance Requirements for Private Passenger Vehicles
Idaho Auto Insurance Liability Minimum:
* $25,000 for injury/death for one person.
* $50,000 for injury/death to more than one person
* $15,000 for damage to property.
NOTE: Operators of off-road all-terrain vehicles (ATVs) and motorbikes must comply with financial responsibility requirements when riding on public roads.
Financial Responsibility And Proof of Auto Insurance
Upon registering your vehicle you’ll be asked to sign a statement confirming your auto is insured. Idaho requires you to carry proof of insurance whenever driving your automobile. To comply with this you must have:
* An insurance identification card provided by your carrier.
* Proof of an indemnity bond provided either by your broker or the DMV.
Idaho first time registration:
There are several reasons you may need to register your vehicle for a first time, including:
* Established Idaho residency
* Purchased a used car from a private party
* Transferred ownership to you via gift, family or inheritance
Upon buying a auto within state lines, you have 30 days to register it. There is a $20 late fee if this time period is exceeded. If you are transferring a vehicle from another state, the 30-day clock begins the day you bring it into Idaho.
If you just became a resident of Idaho, you have 90 days to register with Idaho’s Division of Motor Vehicles (DMV).
NOTE: Before registering, you must first title your vehicle.
Idaho Vehicle Registration Renewal:
This service is currently available for registrants in the following counties:
Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Camas, Canyon, Caribou, Cassia, Custer, Elmore, Fremont, Gem, Gooding, Idaho, Jerome, Kootenai, Latah, Madison, Minidoka, Oneida, Owyhee, Payette, Shoshone, Twin Falls, Valley and Washington County
Commercial vehicles need to Use the Full Fee Vehicle Registration Renewal.
The following plate types can not currently be renewed online in Idaho: Boats, Classic, Dealer, Exempt, Legislative, Loaner, Off-Road, Old Timer, Repossession, Snowmobiles and Transporter.
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