FCP Euro: The Luxury Car Owner’s Savior

May 17th, 2012

Finding car parts is difficult enough when you’re dealing with an American made car, but if you’re looking for European car parts in the United States it can seem like an impossible task.  The Jaguar is the top British luxury car, but despite its popularity it can be nearly impossible to find Jaguar parts in the United States.  If you’re somehow lucky enough to find what you need, you get the pleasure of paying extra money in freight jaguarand occasional “finders” fees.  That’s why it was such a shock to find FCP Euro, a car parts distributor located in America that actually carries a wide selection of European car parts.  They didn’t just have Jaguar parts; they have parts for almost every foreign made car.  After you learn about FCP Euro business practices, you’ll never buy from another parts distributor again.

Wide Selection

If there’s one problem that people repeatedly mention about buying foreign luxury car parts on American soil, it’s the abysmal lack of variety in what’s available.  Luxury car part distributors usually only carry parts for a single brand, and even then their stock can be rather limited.  FCP Euro’s selection of Jaguar parts was a sight to behold, they had everything from spark plugs and transmission hoses to external mirrors and specialized maintenance equipment.

Unlike other luxury car part distributors FCP Euro doesn’t limit themselves to selling for a single auto company, FCP carries parts for every major European car manufacturer.  The FCP business could be your one stop shop for every foreign car part.  FCP Euro also owns FCP Import, another online car parts distributor that stocks parts for nearly every import car.  You won’t just find your typical Toyota parts, they carry everything from Hyundai and Honda to Acura and Infiniti.

Real Parts

It seems like today everybody is trying to make a quick buck by copying somebody else’s work, and unfortunately it looks like car part counterfeiting businesses are particularly profitable.  Luxury car parts can be expensive, and keeping your top of the line cars in perfect condition can get pricey.  That’s why counterfeiting expensive car parts has become such a profitable market, fake manufacturers make big bucks and auto-mechanics that buy the knock-off parts save money.

FCP Euro (and FCP Import) is one of the few online sellers of genuine foreign car parts.  They buy the same car parts that actual manufacturers use, so you know that you’re getting authentic materials.  Unlike other car part dealers they offer one-year and limited lifetime warranties on all of their parts.  Their customers can rest easy knowing that they’ll be covered in case any problems with their FCP Euro parts arise.

It’s time for luxury car enthusiasts to stop searching eBay and Craigslist for affordable car parts, FCP Euro and FCP Important can give you the high quality parts you need at a reasonable price.

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Ten Ways To Save Money on Car Insurance

April 24th, 2012

ford-focusDon’t Overpay for car insurance.  We have listed ten ways to save money on your auto insurance below.

1. Request higher deductibles.

2. Forgo coverage you don’t need.

3. Avoid duplicating medical coverage.

4. Purchase a low-profile car.

5. Carpool or drive less.

6. Vehicle Safety discounts (airbags, alarms, etc.)

7. Seek out discounts for teens.

8. Combine policies with one carrier.

9. Ask about other discounts.

10. Pause before paying extra for roadside assistance.

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Why You Need Auto Insurance

August 21st, 2011

Have you ever wondered why you need auto insurance?  This video will show you why you need auto insurance.

Get Discount Car Insurance Today!

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Louisiana Auto Insurance Rates Among Highest in United States

April 22nd, 2010

According to a recent survey, Louisiana continue to pay  the nation’s highest rates for car insurance. Yahoo.com recently graphed the findings of the most expensive states to the least expensive states to insure an automobile.

Rank State Avg. Premium

1

Louisiana

$2,510.87

2

Michigan

$2,098.29

3

Oklahoma

$1,869.39

4

Montana

$1,857.96

5

California

$1,774.41

6

South Dakota

$1,772.83

7

Washington, D.C.

$1,753.19

8

Georgia

$1,751.42

9

Illinois

$1,679.15

10

Connecticut

$1,678.90

Source: Insure.com, from a study commissioned by Insure.com from Quadrant Information Services

Click Here To Compare

Free Auto Insurance Quotes

As you see, Louisiana ranked 1st among all states for the most expensive car insurance. So the question I have is why are automobile insurance rates so high in Louisiana?

To answer the above question, I discussed this with a friend (who will remain nameless since he occasionally cavorts with this personal injury attorney) who works in the automobile insurance field. Together, we identified (not scientifically of course) reasons why automobile insurance rates are so high in Louisiana. We identified the following as some of the predominant reasons automobile insurance rates are so high Louisiana:

  1. 1. High Number of Uninsured.
  2. 2. Low Incomes Resulting in Low Credit Scores.
  3. 3. Weather Related Losses (Hail and Storm Damage)
  4. 4. A Lot of Youth Drivers Having Their Own Cars.

Believe it or not your credit scores also play a role in your premiums. According to insure.com your insurance company probably sees a correlation between your credit history and insurance premium.

Many home and auto insurance companies use your credit information, filtered through a formula to create an “insurance risk score,” to determine how likely you are to file an insurance claim. Your premium bill could rise if you have a bad credit score, even if you haven’t filed a claim.

According to the Insurance Information Institute (III), insurance companies use these risk scores to help differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim, according to III.

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Progressive Insurance Launches Social Responsibility Web Site

March 6th, 2010

MAYFIELD VILLAGE, Ohio (BUSINESS WIRE) — Car insurance group Progressive is now formally reporting on its social responsibility efforts with a new Web site called “Progressive Together,” accessible at progressive.com/socialresponsibility.Progressive sees social responsibility as part of doing business in keeping with its Core Values, especially the Golden Rule–treating others as they would like to be treated.

This is the first time the company has pulled together all of its social responsibility activities into one place, but Progressive has been committed to acting in socially responsible ways since its founding in 1937.

Click Here To Compare Free Auto Insurance Quotes

Site visitors can learn about:

– Achievements and goals around efforts to reduce, reuse and recycle to secure a sustainable future;

– Information on Progressive business practices aimed at driving positive changes in car insurance;

– Charitable activities and contributions of Progressive employees, agents, and other partners;

– Progressive’s Global Reporting Initiative scorecard and Carbon Disclosure Project report; and

– Information and resources on how site visitors can personally make a difference.

Quotes: Progressive Social Responsibility Manager Wanda Shippy “At Progressive, being socially responsible isn’t new–what’s new is that we’re now formally reporting on our social responsibility efforts. People are becoming more interested in what companies are doing in terms of the environment and the impact companies have in their communities. We launched “Progressive Together” to make it easy for people to get a clear picture of what we’re doing and how we work with others to make a difference.”

“We call our social responsibility site ‘Progressive Together’ because it reflects our commitment to work with our communities, business partners and customers to create a better future together. We want the site to be a place where people can see what we’re doing and also see ways they can get involved if they choose.”

About Progressive The Progressive Group of Insurance Companies, in business since 1937, is one of the country’s largest auto insurance groups, the largest seller of motorcycle policies, and a market leader in commercial auto insurance based on premiums written.

Click Here To Compare Free Auto Insurance Quotes

Progressive is committed to becoming consumers’ #1 choice for auto insurance by providing competitive rates and innovative products and services that meet drivers’ needs throughout their lifetimes, including superior online and in-person customer service, and best-in-class, 24-hour claims service, such as its concierge level of claims service available at service centers located in major metropolitan areas throughout the United States.

Progressive companies offer consumers choices in how to shop for, buy, and manage their auto insurance policies. Progressive offers its products, including personal and commercial auto, motorcycle, boat, and recreational vehicle insurance, through more than 30,000 independent insurance agencies throughout the U.S. and online and by phone directly from the Company. Personal auto products and prices are different when purchased directly from Progressive or through independent agencies. To find an agent or to get a quote, go to http://www.progressive.com. Progressive also has a branch that sells car insurance policies online in Australia at http://www.progressivedirect.com.au.

The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, are publicly traded at /quotes/comstock/13*!pgr/quotes/nls/pgr (PGR 17.28, 0.13, 0.76%) .

SOURCE: Progressive

Copyright Business Wire 2010

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New Philadelphia SEO Specialist Blog

February 23rd, 2010

Take a look at Philadelphia SEO Specialist for8 things you need to do when choosing a SEO Specialist.  This new blog is our sister blog that offers search engine optimization information.

There will be a weekly post offering SEO and SEM tips to help the everyday small website owner understand online marketing a little more.   Remember a strong SEO foundation is needed before your SEM efforts will take hold.

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Easy 2nd Income String For Realtors and Mortgage Reps

February 19th, 2010

Are you looking for a way to earn extra revenue while helping your clients and doing no extra work? Let me explain this very simple and exciting new program designed for Realtors to earn extra money.

We have designed a program that doesn’t cost you anything to take part, and once set up it works on auto pilot. You will be able to earn money and help your clients at the same time. This is a win-win every way you look at it.

Every Realtor knows that homeowners insurance is needed on every home purchase that has a mortgage. This is something that either the Realtor or the Mortgage rep has a conversation about with the client.

To read more or sign up for free go to:
http://www.quotematcher.com/affiliates/realtor.asp

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Idaho Auto Insurance Frequently Asked Coverage Questions Part 1

February 12th, 2010

This information was gathered from the  Idaho Department of Insurance Website

Why do my rates go up every year?

The cost of motor vehicle insurance is of great concern to all. The rising fees on car repairs and the skyrocketing cost of medical care affect the total cost of car insurance, pushing premium rates up each year.

The biggest rise in recently has been in liability coverages. These coverages pay for bodily injury and property damage.  Legal costs are also part of the overall expense.

Auto insurance prices are based on many of factors. The rate you pay consists of a “base rate” + or -  amounts reflecting your gender, driving pattern, driving record, gender, marital status, vehicle type, and claims history. There is a different base price for each type of automobile and geographical area. While each  individual insurance company may differ in the amounts they assess for each factor, the major rating factors are fairly universal.

  • Your age: Stats show, as a group, drivers under age 30 and over 75 have more accidents than the general population. Therefor, these drivers in both of these classes are charged more, as well as families with young drivers in the household.
  • Your gender: Young men are also found involved in more accidents per miles driven than any group.  Idaho law allows Idaho Auto Insurance Insurers to charge on the basis of gender and age where the actual proof of differences in risk exists.
  • Your Vehicle: Generally, the more your car costs, the more you will pay for comprehensive and collision coverage.  Sports cars and high-performance vehicles tend to be involved in more accidents, have higher repair costs, and are more likely to be stolen, so they also cost more to insure.
  • Your location: The higher number of accidents in more populated areas will raise premiums, while higher theft rates in urban areas can raise your comprehensive premium. The law allows insurance companies to base your rate on your address (garaging territory), even if you drive to a more urban or rural area.
  • Driving patterns: The more miles you put on your vehicle, the higher your premiums will be. An automobile used for a total of 5,000 miles a year would normally have lower rates than a car driven 15,000 miles a year.
  • Driving record and claim history: Most auto insurance companies apply a surcharge to insureds who have been convicted of multiple traffic violations or in an accident . Also, the multiple claims may trigger higher rates.

Click this link to compare Idaho Auto Insurance Quotes.  One quick easy form to get multiple rates back from national insurance companies and local agents.

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Insurer may have violated law, report reveals

February 9th, 2010

A high-profile California insurance company that is backing a controversial insurance measure on the June ballot has engaged in practices that may be illegal, including deceptive pricing and discrimination against consumers such as active members of the military and drivers of emergency vehicles, according to a state report obtained by The Chronicle.The report, obtained through the state Public Records Act, alleges that Mercury Insurance Group may have violated Proposition 103, the landmark consumer protection law approved by voters in 1988. The measure limited the cost of policies and made civil rights and antitrust laws apply to the insurance industry.

The 275-page report by the state Department of Insurance was authorized for release by Insurance Commissioner Steve Poizner. The documents, which cover the firm’s practices from the mid-1990s to 2004, are the state’s most recent completed investigation of the company.

In its reporting, the state found evidence that Mercury may have violated state laws by:

– Flagging some consumers for higher rates if they had been in an accident, even if it was not their fault.

– Not immediately granting coverage to applicants including military personnel on active duty, “artists,” those employed “in the entertainment industry as actors, dancers, etc.,” and emergency vehicle drivers.

– Raising insurance premiums after its sales agents quoted prices for discounts for which the consumer was not eligible. The department said this was the single largest category of complaints it received about the firm.

– Collecting higher premiums than allowed by law by requiring its brokers to return part of their fees to the company.

– Requesting information about customers’ “national origin,” a practice that the department said “could raise questions about the legality of Mercury’s personal automobile policy cancellation and non-renewal decisions” under state law. Mercury agreed to block such data after the state investigators raised concerns.

State officials said the report uncovered 25 issues or questionable practices by Mercury, seven of which remain unresolved.

Kathy Fairbanks, a spokeswoman for the company, disputed the state’s findings and said consumer groups intend to use the report to “muddy the waters” regarding Proposition 17, the June ballot measure that Mercury is backing.

“We’re talking about issues years ago that have been addressed and taken care of,” Fairbanks said. “I’m not going to respond (to details of the report) because it’s unrelated to Prop. 17, which is what voters are going to review.”

Fairbanks said the June measure, called the “Continuous Coverage Discount Initiative,” would increase competition and lower rates by providing auto insurance discounts to millions of Californians who “continually maintain” auto insurance coverage, an idea she said has been backed by groups including the California Chamber of Commerce.

Mercury put up $3.5 million last year to back a group called “Californians for Fair Auto Insurance Rates” to support Prop. 17, which consumer advocates say would dramatically change state auto insurance laws.

Prop. 17 affects rates

A leading consumer advocate was quick to respond to the state report.

“In my career as a consumer advocate, I’ve never seen such a devastating indictment of a single insurance company,” said Harvey Rosenfield, founder of Consumer Watchdog of Santa Monica and author of Prop. 103. He called the practices “illegal, unfair and un-American,” saying “it’s shocking that Mercury so brazenly defied the law for so many years.”

Rosenfield said Prop. 17 will allow Mercury to raise rates for Californians not previously insured or those who let their insurance lapse – a practice that is illegal under Prop. 103.

“What’s outrageous is that Mercury is spending millions on an initiative to legalize the kind of discriminatory surcharges that they were caught doing by (state) investigators,” Rosenfield said.

Poizner said he could not comment on his department’s findings on the company because his office is involved in an administrative action against Mercury for non-compliance on an issue dating back to 1998 that surfaced in the state’s examination of the company.

But the insurance commissioner, who is a Republican candidate for governor in the June primary election, said that if the state finds any insurance company to have violated the law, he will “come down on them like a ton of bricks.”

Mercury’s performance and its political muscle could also play out in the governor’s race this year. The company and its chairman, George Joseph, have donated more than $7.2 million to state political campaigns in the past decade and rank among California’s most deep-pocketed political donors.

In 2009, Mercury donated $13,000 to the gubernatorial campaign of Attorney General Jerry Brown but has not donated to Poizner’s campaign for governor.

Former state insurance commissioner John Garamendi, now a congressman, said that starting in 2002 his office “received complaints about Mercury’s practices – and those complaints rose to the level where we felt it was necessary to investigate.”

Under Poizner, who was elected insurance commissioner in 2006, the state has continued to investigate Mercury, the parent firm to the state’s third-largest auto insurance firm, which serves 10 percent of the market in California, records show.

“Mercury has a deserved reputation for abusing its customers and intentionally violating the law with arrogance and indifference,” the state department wrote in a Feb. 20, 2009, legal filing related to its administrative case.

Since 2006, the state has fined Mercury $600,000 for violations based on its own examinations and for consumer complaints about the firm, state officials said.

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Political clout

Garamendi and others said Mercury has a reputation for playing political hardball.

In 1996, when then-state Senate Pro Tem Bill Lockyer, a Democrat, opposed Mercury’s effort to amend Prop. 103, company chairman Joseph responded by writing a $500,000 check – to the state GOP.

“What really perturbed me is that, instead of cleaning up their act, they decided to try and change the law – to make legal what was illegal,” Garamendi said. “They went at it through the Legislature and we ultimately defeated that. And now they’ve come back with Prop. 17 … so they can do what is fundamentally unfair to the consumer.”

Fairbanks argued that Prop. 17 “levels the playing field and allows all the insurers to offer the same discount, which ultimately drives down rates” to benefit California drivers with good records who’ve maintained their auto insurance coverage.

Rosenfield said Poizner “deserves accolades for disclosing an examination that is important for the public to consider – not just customers of Mercury but voters who will have to assess the credibility of this initiative.”

Consumer Watchdog has urged Brown – who has yet to formally declare himself a candidate for governor – to consider revising the title and summary for Prop. 17 that will appear on the ballot. The group argues that Brown’s ballot description failed to mention that the measure could lead to higher rates for some Californians.

Brown’s office has said the summary accurately reflects changes in the initiative and its impacts. A nonpartisan analysis of Prop. 17 on the insurance commissioner’s Web site says some consumers will get discounts under the initiative but it “will result in a surcharge for other drivers.”

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© 2010 Hearst Communications Inc.

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Google Video World Most New Best Man Pic

January 25th, 2010

What’s with that title? Read the story to find out more.

diggPeople want to know how to get there story onto the front page of Digg. Digg is huge and if you make the front page, Digg can send you thousands of visitors. The title of this story contains the 8 Most dugg words on DIGG that aren’t filler words like the, to, of, ect…

Here is there order:

1 Pic

2 Video

3 New

4 World

5 Google

6 Best

7 Man

8 Most

If you want to get a complete list of dugg words Check This Out.

Let’s see how many times this page gets dugg and if it shows up on the front page of Digg.

This information was brought to you by QuoteMatcher.com where you can Compare Insurance Quotes, Compare Contractors and Compare Home Service Estimates.

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